The
insurer is committed to reimburse the insured for the fees collected and
retained by the renting company and invoiced as per the general terms of sales,
the registration fees excluded, should the insured cancel the cruise 6 weeks or less before the departure
exclusively in the cases described below. The guarantee expires on the
departure day of the cruise.
Included
the relapse, the aggravation of a chronical or pre-existent disease and the
consequences, the after-effects of an accident which occurred before the
subscription of the contract,
-from
yourself, your common-law husband / wife,
-your
parents or children, and / or from your common-law husband / wife,
-your
brothers, sisters, brothers-in-law, sisters-in-law, sons-in-law,
daughters-in-law,
-your
professionnal substitute,
-the
person who is in charge during your trip of your minor children or a
handicapped person living in your place, provided that their names were
mentioned on the contract,
-the person who will accompany you during the cruise, for the above reasons
mentioned, provided that this person is listed on the subscription invoice for
the fluvial cruise.
The insurer will take in charge the expenses
only in the case of a disease or an accident which prescribes strictly to stay
home, requires medical care and does not enable the practice of any
professional activity or else.
Resulting
in the incapability to work anyhow, and provided that the person was not
pregnant over 6 months upon the departure date.
REDUNDANCY
Of
yourself or your common-law husband / wife, provided that you were not informed
when registering to the cruise or subscribing the contract.
Exclusively
in the following cases :
Sworn
or witness before the court of assizes, adoption procedure, appointment as an
expert by the court, provided that the notification date was the same as the
cruise period.
Due
to a failure unknown when registering or subscribing the contract. This applies
only to higher education, provided that the additional exam was to take place
during the cruise period.
Resulting
from fire, blow-up, water damage, theft requiring the attendance of the insured
on the departure date.
Provided
that it starts before or during the cruise.
Granted
before the cruise with the exception of company managers, liberal profession,
craftsmen, temporary employees in the entertainment industry.
The
insured will be liable for a 20% participation of his own.
Required
by your hierarchy and not resulting from a query of yourself with the exclusion
of company managers, liberal profession, craftsmen and temporary employees in
the entertainment industry.
The
insured will be liable for a 20% participation of his own.
Provided
that no other demand was rejected previously by the state authorities of this
country. A documentary evidence issued by the Ambassy will be requested.
The
cancellation of the cruise resulting from :
-a disease requiring psychic and psychotherapeutic
care including nervous breakdown without hospitalization less than 3 days
minimum when the cruise was cancelled,
-vaccination
omission,
-for no presentation for any reason of your national
identity card or passport,
-a disease or an accident which were previously
recorded, a relapse, an aggravation or an hospitalization between the
registration of the cruise and the subscription of the insurance contract,
-the participation or training to compete,
-also the insurer is not involved if the person who is
responsible for the cancellation goes to hospital when reserving the cruise or
subscribing the contract
According
to the general terms of sales of the cruise, therefore :
-BETWEEN
6 AND 4 WEEKS BEFORE THE DEPARTURE :
40%
OF THE RENTING AMOUNT
-LESS
THAN 4 WEEKS BEFORE THE DEPARTURE :
100%
OF THE RENTING AMOUNT, with deduction of the excess minimum 6 000 € per
person and 30 000 € per event.
Damage statement :
-the
insured shall inform the renting company with registered letter as soon as he
knows the reason for the cancellation of the cruise,
-the
renting company will inform the insurer within 5 working days.
If these obligations are not respected and the
cruise is being cancelled later, the insurer will reimburse the cancellation
fees upon the first appearance of the disease or accident or any other reason
involving the cancellation of the cruise, according to the cancellation chart
listed in the general terms of sales of the cruise (and within this contract).
If
you are not eligible for reimbursement, the declaration sent to the insurer
must include a proof :
-in
case of a disease or an accident : a medical certificate describing the
origin, the nature, the seriousness and predictable consequences of the disease
or accident. This must be sent by registered mail to the doctor appointed by
the insurance company AXA, and your own doctor must be released from you to
hold any medical information,
-in
case of death : provide a certificate or record of civil status,
-any
document, invoice, prescription that could be requested later by the insurance
company.
Must
be also enclosed :
-the
original subscription invoice to be paid to the vessel- renting company
-the
registration and subscription voucher for the guarantee CANCELLATION OF THE
CRUISE issued by the renting company,
-in
case of accident, the reasons and circumstances
as well as the name(s) and address of the persons involved and
witnesses.
If
you are not eligible for reimbursement, the insured agrees in principle to a
check-up by the doctor appointed by the insurance company.
AXA
Cancellation Insurance, collective contract France Passion Plaisance
For further information, please
contact CENTRE FLUVIAL ASSURANCES
41, rue des trois Fontanot
92024 Nanterre
Tél. : 00 33 1 41 37 62 70 Fax : 00
33 1 41 37 62 71
E-mail : assurance@centre-fluvial.com
Collective contracts Number C0113085